Privacy Policy

Last updated: October 29, 2026

Introduction

Akhil Bhartiya Jan Seva Trust (ABJST) respects your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our mobile application and website.

Information We Collect

  • Full name, father/husband name, gender, date of birth
  • Aadhaar number (for identity verification)
  • Mobile number
  • Address (state, district, block, village)
  • Nominee details
  • Payment receipts and transaction IDs
  • Bank account details (account number, IFSC, UPI ID) — for withdrawals
  • Family member details (for aid applications — e.g., daughter's name)
  • Sensitive documents (death certificates, marriage cards, hospital admission slips)
  • Profile image
  • Device push notification tokens

How We Use Your Information

  • Membership registration and management
  • Processing and verifying contribution payments
  • Managing beneficiary assistance applications
  • Sending payment reminders and trust updates
  • Displaying public contribution records for transparency

Data Storage & Security

Your data is stored on secure servers. We use encryption and secure authentication (JWT tokens) to protect your information. Passwords are hashed using bcrypt. We do not sell or share your information with third parties.

Data Sharing

We do not share your personal information with third parties, except: (1) member name and contribution amount are displayed in the public contribution list for trust transparency, and (2) when required by law.

Push Notifications

We use push notifications to send payment reminders and trust updates. You can disable notifications at any time through your device settings.

Your Rights

  • Right to access and update your personal data
  • Right to opt out of push notifications
  • Right to request deletion of your account

Data Retention Policy

We retain your personal data for as long as your account is active. Upon account deletion, all personal data (name, Aadhaar, mobile, bank details) is permanently removed within 7 business days. Anonymous financial transaction records may be retained for trust accounting integrity.

Account Deletion

You can request deletion of your account through:

  • Mobile app: Profile → Delete Account
  • Website: abjst.in/delete-account

Account deletion requests are processed by an administrator within 7 business days. Upon deletion, all your personal data will be permanently anonymized or removed.

Advertising and cookies

Some of our public information pages may use Google AdSense. Google and other third-party advertising vendors may use cookies to serve ads based on your previous visits to this or other websites. Google’s advertising cookies allow it and its partners to serve ads based on those visits.

You can manage personalized advertising preferences through Google My Ad Center. For choices offered by other participating vendors, visit AdChoices.

How Google uses data from partner websites

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be published on this page with a new updated date.

Contact Us

For any privacy-related questions, please contact us:

Akhil Bhartiya Jan Seva Trust

Email: support@abjst.in